06th January 2010

Express Insurance – Cover Your Exhibit

If your business is planning on exhibiting at an exhibition then you need express insurance.

If your business is planning on exhibiting at an exhibition then you need express insurance. This type of coverage is designed to cover exhibitors at any special events. Some of the restrictions are artist exhibits, permanent/long-term displays, or mobile/floats/road shows. 

Businesses that are growing are planning events to further their reach. There are many reasons for doing this which include many great benefits. To make sure that your business’ exhibit is covered then you definitely need express insurance.

Now it is so easy to look on the internet and find the appropriate coverage for your business. Coverage can include many different aspects but the two most common are:

  • General liability coverage
  • Cancellation/Abandonment Coverage

Before we get too far ahead of ourselves you might be asking yourself what exactly is this?  The definition is coverage provided on an all risks basis for a business whose product or service, while being on display at a public event, is damaged or completely destroyed by a risk that is not specifically excluded from the policy in question. Understanding the risks, liabilities, and limitations of your express insurance can be very beneficial.

Your coverage needs will vary according to what type of exhibit you are planning on showing. The same can be said for the type of policy that you will need. Depending on what type of business you are and what type of exhibit you are planning will go a long way in determining what type of policy is offered to your business. The business must also keep in mind what brokerage or agency they plan to acquire the coverage through as this will also come into play when deciding the premiums or what amounts are paid and covered.

The good thing about express insurance is that you can get it very quickly. Literally within minutes online you can secure a quote and purchase a policy to insure your exhibit. Coverage is very similar to exhibition coverage for the event holder with the exception of your business now has coverage outside of the actual event holder.

Determining which brokerage or agency to acquire your express insurance from can be a difficult decision because there are so many options. You may be able to acquire coverage easily through the internet but that may not be your best option, it is important for your company to do research and act quickly so that you can go ahead and have a policy in place.

No matter what provider is selected they should be quick, affordable, and efficient. That means whenever a claim is brought up they are available to handle the necessary actions. They are there for your protection as well as you are there to pay for that coverage.

It is very important that your business understands all of the limitations of your coverage as this is very important to having a successful show. Of course to know the limitations of your coverage you have to know the limitations of the products and your own exhibit.