22nd April 2010
Single event public liability insurance is the one that will protect
you from a claim against you by a person attending that event for any
type of liability incident. This type of insurance could pay for your
lost earnings or additional costs whilst you cannot trade helping to
pay your bills, staff, suppliers etc. Some policies will usually
protect you against injuries to event workers and even trespassers who
may get hurt. Indemnity is one of the major principles of this type of
insurance. It states that the policyholder or the insured should not
profit by any claim, but should be put in the same financial position
after a loss as they were immediately before it.
1. There are many single event public liability insurance providers,
who offer high quality insurance facilities for conference, incentive
companies and many other businesses. Single trip and annual policies
are quite easily available to corporate buyers as well as business
travellers. There are different levels and types of cover available
depending on your requirements.
2. You can quite easily find the keenest prices for all major insurance
products available on the web and can quite confidently expect all of
the prices obtained on this site to be cheaper than any quote that you
get from a bank, building society or insurance broker in the high
street. Some of these companies have partnered with a collection of
brokers and direct insurers to bring those prices direct to you with a
minimum of fuss and bother. A few minutes of obtaining quotes from
these insurers could save you a substantial sum on your assurance
3. If you are arranging a one-off event, a series of events, a musical
concert or an exhibition, then these single event public insurance
brokers can help you with arranging event liability insurance. It may
include legal costs in bringing an action against a third party
relating to a contract that has not been fully met, for example a
supplier did not supply goods to the insured to the required standard
and refuses to rectify the situation. Other costs usally include
solicitors and other legal fees, excluding damages, fines or penalties.
This could be for any single event, or for all events occurring in a
single policy period depending on the type of policy wording
4. There are also some limited forms of covers, usually offered as an
extension to a basic third party only policy which indemnifies the
policyholder for damage caused to other people’s property and injury
that may be caused to others. The additional ‘fire’ and ‘theft’ offers
compensation to the policyholder if the insured property is destroyed
or damaged by fire or theft.
5. You can also get the quotes for event cancellation insurance, event
public liability insurance, event disruption, firework display
insurance as well as event legal liability insurance.
Accidents will always happen, so single event public liability
insurance gives business owners, a peace of mind in order to run their
business events, smoothly without any disruption or problem.