22nd June 2010
A special event insurance cover is a basic requirement for almost
every special event. Planning and organising any events can be quite
hectic at times, and you have to make sure that you have protected
yourself against all eventualities by taking out adequate insurance. You
cannot guarantee any public event, completely free from the risk of an
accident or other mishaps. Obviously, it’s beyond your control to
prevent these accidents and mishaps, but with a quality, fuss free,
event insurance policy in place, you can have a complete peace of mind.
This policy is quite suitable for a wide variety of special events and
is essential to any business or event, these days.
• A special event insurance cover is ideal for infinite range of private
as well as public events, one-off social and business occasions. This
insurance policy will usually protect equipment, goods, utensils,
fixtures, and the things which belong to the organisers or are being
looked after by them, in case they are lost in a fire or stolen.
• By law, you are required to insure against any mishaps that happen to
employees due to your negligence (you might not need it if they’re close
relatives but still a good idea), importantly for events, which
involves mainly volunteers. If you are looking for insurance for car
boot sales or maybe insurance for exhibitions, you will be required to
have a right level of business event to cover you against any damages.
• There are many special event insurance companies, who know the
importance of traditional events to the businesses as well as local and
rural communities, and always try their best to give you just the right
cover, without needless bureaucracy, at a reasonable cost.
• You may be required to have music event insurance for your music
events or concerts. As the financial burden will lie upon you as an
organiser, you must make insurance arrangements for such eventualities
as the adverse weather event insurance or maybe non-appearance of the
entertainer or even marquee insurance.
• There are lots of things to be taken care of like, loss of any cash,
cheques or notes, which the organisers are responsible for or have
collected in connection with the event, like the rent for a venue,
ticket money, or a charity collection box. With this insurance, you are
usually covered for losses up to the sum insured, if the event at which
you’ve arranged for space as an exhibitor is cancelled for reasons that
are not under your control. It will also give protection if you, as
organiser of the event, are found to be at mistake for injury or damage
suffered by a public member or their property.
While planning and organising an event, you’re likely to have other
things on your mind than your exposure to legal liabilities. By taking
out special event insurance, you can get valuable protection for your
company and also a great investment, leaving you to get on with running