13th July 2010
Special events insurance can be costly, but it can also be the cheapest
thing you've bought for your event. When you think about the things
your event policy will cover you for the price becomes a tiny fraction
of the money you have saved yourself in the event of an accident
happening during your gathering. There is some initial cost involved in
the getting the insurance, but you will be saved from millions worth of
medical bills, legal fees, and ongoing disability payments. No matter
what kind of event you are holding the right insurance is vital in
getting it off the ground without a hitch.
insurance is not only for public events like fairs and stores or shops;
there is even wedding insurance that helps to protect you from financial
ruin if there is an accident during the ceremony or the reception, it
covers the staff at the reception including the liquor servers, and some
companies will even provide cold feet insurance. Sounds hard to
believe but when you think about how much money is spent on clothing,
rehearsal dinners, and meals for a wedding a lot of money can be lost if
one or the other partner chooses not to go through with the wedding.
You can get insurance that will help you protect the investment you have
made for your future happiness.
Special event insurance usually
include host liquor liability coverage but there is usually a catch
here. If there is any money exchanging hands for the alcohol the
insurance does not cover the liquor serving; open bar is covered, cash
bar is not. This insurance can protect you against the possibility of
being sued as a result of an injury, or damage to property, or other
such things. When you consider the amount of money you could lose in a
law suit as a result of damage or injury buying the insurance ahead of
time is a no brainer; all too often however people do not realize the
importance of the insurance until they need it and do not have it.
event insurance is almost a necessity these days since it seems that
when people get hurt or lose possessions or money as a result of other
people they are pretty quick to sue. Even at family events when there
is drinking, if someone gets hurt many people would still seriously
consider suing the host of the party. Since suing has become almost
common practice it is even more important that hosts of these sorts of
events protect themselves with event coverage.
No matter what
you are planning there is a coverage that is perfect for you, each
package will pay out in different situations and in different amounts.
Being sued is no laughing matter and should not be taken lightly, you
can lose your home, your vehicle, your job, and even your family in the
event that you are sued without any insurance coverage. Protect
yourself and protect your family, get special event insurance.