30th April 2010
There is always an element of risk involved, in organising any big
event. And your sporting event insurance is an ideal solution, if the
worst happens, and anyone gets injured or their belongings become
damaged at your event. It is quite sensible to make sure you have an
appropriate policy in place, to protect yourself and your business.
Every policy is unique, and needs to be worked out ahead of time with
an insurance agency that specialises in providing sporting event,
tournament and league insurance covers. The policy also often extends
to provide sports liability for injury caused off the field.
Your sporting event insurance provides coverage for a tournament or
other type of event where teams, leagues and pro athletes are present.
This is a unique type of insurance, as it has to be geared to the total
costs of each individual event such as a golf tournament requires
insurance coverage for weather-related events that could result in
calling off the event.
• With an online insurance quotation
system, you will be able to purchase cover online for sports events
with up to 20000 spectators. It usually covers all sporting events
including charity sports events, football tournaments, cricket matches,
golf days, tournaments and car rallies, motor sports events, sailing
regattas, air shows and all sporting events with large public
• You can also get the insurance cover that would
extend to providing cover for you as an employer should your staff make
a claim, as well as cancellation insurance, which will recover the
money lost if the event has to be cancelled due to something beyond
your control, and in the case of a sports event this could be something
like poor weather.
• Your sporting event insurance provides
cover for damage to members of the public, caused by either you or your
business and also damage to the property of members of the public,
caused by you or your business. The cover might include sports
liability, workers compensation, business automobile (for
transportation needs) and group health for a baseball team or
individual sports injury insurance for a pro golfer.
Professional team management, officers and employees may also benefit
from this type of sports insurance policy. If an athlete is fired, and
sues for wrongful dismissal, sports liability coverage for directors
and officers can help pay for attorneys and court costs. However, the
general sports liability insurance offers cover in case a team player
or a spectator is injured. You must provide as much detail as possible
as this will enable the insurance broker can quite quickly provide a
quote which is suitable for you. You can also discuss any questions
regarding sports event or wish for a quote outside the online system
limits. Simply complete the sports event insurance form and a
specialist broker can help you with everything.
providing protection to the professional sportsmen who participate, a
comprehensive sporting event insurance policy may also provide
liability cover for spectators who attend a sporting event.