28th June 2010
By getting comprehensive, flexible and reliable sporting event
insurance, you can overcome problems like financial loss, if anything
goes wrong, and someone gets injured or their belongings get ruined at
your sports event. It is always a good idea to be on the safe side and
ensure that you have an adequate insurance policy to protect yourself
and your business from a disaster. Whether you are organising an event
or are a sports club, there are companies who can assist you to get
coverage regarding cancellation, personal accident, non-appearance of an
individual and contingency risks. As an organiser, always expect the
unexpected, as it’s not just the obvious catastrophes but many other
unexpected accidents that can be potentially devastating, as well. You
must think about insurance early in your planning and put it in the
• Sporting event insurance policies do vary a lot, so always check the
exclusions before making any decision. You may be able to extend the
policy to include the family members involved or taken out as a group
insurance scheme for the lives of the entire group. It’s quite easy for
you as an employer to take out a cover should your staff make a claim,
which will recover the money lost due to something beyond your control.
Some companies also allow you to name your venue as additional insured
and you might not have to pay any extra cost for this.
• Even if you already have existing insurance arrangements, always make
sure they cover events, particularly off-site. Don’t assume that you are
covered and discuss your details and requirements with a recognised
insurance broker before deciding what to do next. He or she will find
the coverage that will satisfy your various requirements, guide you
through the entire application process and will offer help and support
whenever you need it.
• Most sporting event insurance providers provide immediate, highly
competitive and far reaching cover. They offer convenient solution to
meet your needs and protect your business or organisation if it is held
liable for any mishaps or accidents. These providers will always ensure
that the per-occurrence and aggregate limits required by your venue is
in line with your event liability insurance policy. This type of
insurance is on the increase, and business owners are making use of
quick and easy online documentation to save time and hassle of going to
an insurance company and discussing information.
• With this insurance, you will be protected against accidents for
temporary and permanent disablement, damage to members of the public,
caused by you or your business or damage to the property of members of
the public, caused by you or your business.
• You may also get group travel policies for clubs, associations or
clients of sports management agencies.
The sporting event insurance is designed to clamp down on the worst
cases of corporate negligence. You will feel confident with this
policy, even if an event gone wrong will not bring any big financial
harm to you or your company.