22nd June 2010
There are many event insurance companies, who have the experience and
knowledge to create products to meet all of your events requirements
and can put you in total control of all of the details of your event, in
a discrete and simple way. In an increasingly competitive market these
days, making an event a real success requires a lot of commitment,
dedication, and hard work and it's always a good idea to try and plan
your event ahead of your competitors.
Most insurance schemes are tailor made especially for you providing the
liability cover that you require. These companies have the skills and
resources to get your event off the ground and can really help you plan
right from the initial planning and risk assessments, through event
promotion and advertising, to actual event management.
• Most event insurance companies make sure the product offers the right
kind of benefits for you and can help you get a bespoke policy at
incredible value. Their cover premiums are usually fixed in price at a
level which is recoverable.
• Your cover may include third party public liability for up to millions
of pounds, your legal liability in respect of compensation and
claimants costs and expenses for accidental injury to anyone you hire
for your event, including volunteers, paid or unpaid temporary staff as
well as helpers. Apart from all that, there are also optional types of
cover, such as property cover or cancellation. Its organiser’s
responsibility, to compare the operating costs against the premiums
required, keeping in mind that if a mishap or even a catastrophe occurs,
the costs of the claim could be devastating if appropriate insurance
has not been taken out.
• Some event insurance companies may even help you set up your system to
deal with the entire process automatically, but may not however offer
the cover, for liabilities as a result of the provision or failure to
provide any advice, information instruction, or professional service
rendered in return for a fee. Always read the terms and conditions
carefully, before signing up a contract with your chosen company.
• Some covers are especially designed for exhibitors and stallholders
whether they are planning to go to a jumble sale, a flea market, a craft
fair or even a flower show.
• Whether you are planning a small family garden party, a club sports
day or the social event of the year, you can get the package tailored to
your exact requirements. Most companies offer secure online
facilities, so that you can arrange your cover online as and when you
need it. They can provide you an instant quotation and if the policy
cover and price is acceptable for you, you can just buy it on line.
While running an event, the last thing you would want is to end up
making a big payment after a member of the public or a volunteer make a
claim against you in an event of an accident or an incident of some
kind, and that’s when event insurance is so important.